Should You Consider A Condominium Or Townhome?
If you are buying a new home on a tight budget, one of the options that will come to your attention is purchasing a condominium or townhome instead of a standard single family home.
An earnest money deposit, also known as a good faith deposit, is a specific dollar amount that a potential buyer pays to the seller in an effort to display their serious interest in a property.
Always dreamed of renovating a home exactly to your specifications, or have you found an older house that is structurally sound but needs a lot of work inside? Perhaps the price is right and you can’t resist all that house you can get for your money.
Finding A Neighborhood With Great Schools
If you have children, or even if you don’t yet but plan to in the future, schools are something you will need to take into consideration when you search for a new home.
Now that you’ve signed all the paperwork and your loan is approved, it’s time to move in.
When we think of selling a home, the services a REALTOR® can provide usually seem worth the cost of their commission, but what about as a buyer? What can a REALTOR® do for you as a home buyer, and is the commission worth the services they can provide? Here are five great reasons you should hire a REALTOR® when you are in the market for a new home!
REALTORS® Can Help You Determine Your Budget—With a few simple pieces of information, a REALTOR® can help you pre-determine what kind of budget you may be looking at for your new home, and can match you with potential lenders that are right for you.
The decision to purchase a home is exciting and a major investment for your future.
When To Consider Raising Your Home Buying Budget
Setting a budget for your home purchase is an important decision.
Most people who are in the market for a new home are aware of the costs associated with purchasing a home and moving, but closing costs can be expenses that may be overlooked, especially for first-time home buyers.
Often ads for homes on the market include the phrase “motivated seller,” and while this sounds as if it may be to your benefit as a home buyer, what does it actually mean? If a seller is truly motivated you can benefit from a number of potential perks they may be willing to throw in to get their home sold, or they may even be willing to accept a lower offer than the asking price.
Once you’ve made the decision to buy a home, it’s time to start thinking about what comes next.
There is a reason the term “location, location, location” is used so commonly within the real estate industry.
Selecting Homeowner’s Insurance
One of the many things you will have to think about while you are in the process of buying a new home is the insurance you will need to protect it.
The traditional view of home ownership usually includes a married couple, but times have changed, and more and more single women are entering the housing market.
When it comes to buying a home, the ability and willingness to negotiate is a must for both the buyer and seller.
Examining A Home Objectively: What Matters And What Doesn’t
Everyone heads out to look at potential homes with a list of the things they want in a house, and a list of the things they definitely do not want.
So you have found the home of your dreams, it has all the features you want, and it is in the right neighborhood.
The process of purchasing a home can be a complicated and stressful experience, but if you have to purchase a new home in another city the experience can become even more complicated.
Making An Offer: Negotiating Your Buying Price
There is perhaps no more exciting and nerve-wracking time in the home buying process than when you decide to make an offer on a home.
When the housing market is up and sales seem to favor sellers rather than buyers, negotiation contract contingencies may seem like a lost cause.
When it comes to buying a home, having bad credit is not the end of the world.
When it comes to a home, you have two options: buy or rent.
Home staging is the latest trend in real estate, and if you are selling your home you are likely at least aware of what this growing practice involves.
Selling your home can cause potential anxiety about your personal privacy.
Showing your home is essential in the real estate business.
How Long Should You Keep Your Home On The Market?
Many a home seller has been there—the house has been on the market for months and there is no sign of a sale.
There is a lot more to putting your home up for sale than placing a sign on the front lawn.
Should You Show An Empty Home?
If you have already moved out of the house you are selling, you generally have two choices.
If you are thinking of putting your home up for sale, or already have your property listed, you may want to consider hosting an open house as part of your marketing strategy to get your home sold.
Negotiating With A Buyer
Depending on the market in which you are selling, your position in the negotiations with a potential buyer can be either a very comfortable one or a difficult one.
You would never dream of inviting guests to your house without making certain preparations, so don’t invite potential buyers without first making the necessary updates by preparing your home to sell.
Five Things You Should Put In Storage While Selling Your Home
When your home is on the market but you are still living there, you can’t very well make it a model show home.
So you have decided that you are going to sell your home.
An open house is one way that REALTORS® attempt to expose a home to multiple buyers at once.
Here are the most common mistakes people make when selling their property.
Once you’ve made the decision to sell your home, it’s time to think about what comes next.
If you are selling your home and are motivated to get the deal done quickly, you may be tempted to accept a low bid.
The Home Remodels That Will Most Increase Your Selling Price
So you are ready to sell, but you know that there are a few things in the home that could stand some updating in order to increase your selling price.
Anything that could be potentially harmful to the new occupant or the home itself must be addressed in the seller’s disclosure.
Simple Ideas To Make Your Home More Welcoming To Buyers
It may seem obvious, but many sellers fail to recognize that a home that feels, looks, and smells welcoming and homey will more likely raise a buyer’s interest when they come for a showing.
The Downside To A Sale By Owner
In tough economic times, saving the money that you would have to pay a real estate agent to help you sell your home can be a tempting idea.
When selling your home, the last thing you want to do is invest more into it, but in most cases making a few repairs or renovations to your home before putting it on the market can really be worth the financial and time investment.
When we have pets, they quickly become a part of our family.
There are a number of reasons why you may need to sell your home in a buyer’s market, and though getting the most for your home in that situation may seem impossible, there are several strategies you can use to get the best offer for your home.
A patio offers a relaxing way to enjoy the outdoors while still getting a sense of home.
Congratulations on your decision to start a new garden.
An antique is a decorative object that is valuable because of its age.
Whether you are looking to sell your home or just think it’s time for a new look to improve your curb appeal, giving your front porch a makeover is an easy and inexpensive way to give your home’s exterior a fresh look.
Believe it or not, your garage is not only made to house your automobiles.
As adults, we often assume that gardening is designed exclusively for us.
There is nothing like fresh fruits and vegetables from your own garden to give your health and taste buds a treat.
Simple Ways To Add A Splash Of Color To Any Room
If you are feeling a lack of color and vibrancy in your décor, but don’t have a lot of time or money to put into redecorating, you can still make a big difference.
The Best Ways To Reduce Your Water Bill
Although a lot of the energy efficiency efforts tend to be focused on saving on electricity bills, you can also save a lot of money on your water bill and save water, too, with only a few simple steps.
Homeowners who are thinking of selling are often warned against choosing bright and bold paint colors for their walls.
When you save on energy, you also save money.
Storage Solutions For Your Child’s Toys
If you have children, you know how quickly they can accumulate toys and other items.
If you have a room that requires a masculine touch, don’t fret.
Clutter, which is defined as things that lie about untidily, is often linked to creativity.
Let’s face it—two of the biggest issues most of us face in today’s world are concerns over the environment and the economy.
When it comes to keeping your home comfortable in the summer, there are a number of ways to accomplish your goal without breaking a sweat over your cooling costs.
Every home should have an emergency kit.
Home Theater Tips And Tricks
With home entertainment equipment becoming more and more advanced and the cost of going out for entertainment making it less realistic for many people, creating the perfect home theater is on the list of many homeowners.
When it comes to watering your lawn, the who, what, when, where and why rule applies.
When the temperature outside begins to fall, our heating bills quickly start to rise.
If you want a house to smell clean, you clean it.
Decorating For Small Spaces
If you live in a smaller home or condo, you face some particular decorating challenges.
The beauty and relaxation that your garden can provide you and your family is certainly worth all the work you put in each year.
The cool refreshing look of water on a hot summer’s day can make any homeowner wish they had a pool in their backyard, but making the decision about whether a pool is right for your property is more complicated than buying an inflatable bed with a cup holder.
Whether it is a romantic dining room or a home office, finding the right lighting for each space in your home is essential to making it functional and inviting.
Summer is a special time for having fun in the backyard pool, yet drowning is a leading cause of accidental death.
Solar Lighting For Your Yard
One of the simplest, most economical and also eco-friendly ways to provide lighting in your yard is to use solar lights.
Maintaining Air Quality In Your Home
Whether you have allergies or simply prefer knowing that the air in your home is as clean as you can make it for better health, achieving and maintaining good air quality is an important issue.
When choosing the perfect grill, it’s important to understand the different types and their functions, but also how each relates to your particular needs.
Using Your Fireplace Safely
A fireplace is a great feature in any home, and can create that warm, homey feeling on a cold winter evening that every homeowner dreams of.
When it comes to entertaining outdoors, there’s no place quite like your very own backyard.
Flowers are used for many purposes, including landscaping, weddings, gifts and even to decorate the interior of your home.
To clean your home is to free it from dirt, pollutants and other elements.
When you are planning to sell your home, a bathroom remodel may be one of the best places to increase your home’s value.
If you have the islands on your mind, you will be glad to know that you can bring the charm and decor of your favorite tropical paradise into your own backyard.
If you are like most people, dust is a part of life.
If you have a room that requires a feminine touch, don’t fret.
When it comes to decorating your home, there’s a lot more to consider than simply coordinating your window treatments with your carpet.
Long gone are the days of plastic vertical blinds and grandma’s lacy curtains.
A barbeque is an outdoor meal or party at which food is prepared on a rack over a grill.
Your home is your haven and, as such, it should be a place where you feel safe.
A home is a place where we create precious memories with those that we love, which is why photos are a big part of what makes a house into a home.
When choosing a style of furnishing, color scheme, or fabrics for your new home, or when redecorating a room, plants often do not immediately spring to mind when considering what you need to complete your space.
One of the most important factors to consider when buying a new home is affordability.
Now that you’ve decided to purchase a new home, it’s important to know what to expect throughout the loan process.
Balloon Payments: What They Mean To You
In your research on home loans, you may have come across the term “balloon payment.
If you’re facing an upcoming rate change on your adjustable rate mortgage, you may be a bit worried.
If you are in the market for a new home, or it is time to refinance your mortgage, there is no doubt you have been looking at the current interest rates.
Second mortgages are not as common as they once were, and getting one is not as easy as it used to be, but even with the recent financial pressures that many of us are facing in this economy, there are still a number of options that can allow you to get one.
There are a number of factors that can contribute to the affordability of a house and, as a potential homebuyer, it’s important that you know what type of mortgage payments are within your budget.
Interest Only Loans: What You Should Know
Of the many different types of home loans out there, interest only loans are one of the more unusual types.
If you are in the market for a new home, or looking to refinance your existing mortgage, then you will want to consider the option of hiring a mortgage broker rather than an individual lender or lending institution.
Tips For Qualifying For a Better Interest Rate
When it comes to a home loan, the interest rate is a very important factor.
All About Home Equity Loans
You have probably heard a lot about home equity loans if you have spent any time at all looking at home financing options.
Congratulations! Now that you have found the perfect home, all that’s left is getting the perfect mortgage.
Applying For a Joint Mortgage Loan With Your Spouse
When you are ready to buy a home, applying for a mortgage is one of the first and most important steps.
Once your loan is approved, you will be ready to take the final step that will lead to the door of your new home.
Looking to buy your first home, but having trouble coming up with the down payment? Typically you need to have between 5-50% of the purchase price of your home, so here are a few tips to help you save your down payment faster!
Save Your Tax Refund—Doing this alone for a few years may add up to a considerable amount to contribute to a down payment, especially if both you and your spouse commit to contributing the full amount.
Insurance And Property Taxes: Should You Add Them To Your Mortgage Payment?
When you buy a home, the mortgage payment isn’t the only regular expense you will have to consider.
Finding your credit rating can be an intimidating task, but for anyone hoping to purchase a home it is a necessary step.
Buying a home can be both exciting and stressful but, for those with past credit problems, the process may also seem intimidating.
Purchasing a home with a low down payment is important for a number of reasons, including the buyer’s ability to have extra cash left over for closing costs, decorating expenses, upgrades and/or other essentials needed to turn their new house into a home.
Finding the perfect home is a task, but shopping for the best home loan can be even more tedious.
If you are a first time homebuyer, navigating all the new information about homeownership, the home buying process, and mortgages can seem overwhelming.
With mortgage rates on the lower side, the choice to cash in and refinance your mortgage may be tempting, but before you make that decision here are a few facts to help you decide if it is the best financial choice for you and your family.
First Time Buyer Loan Tips
For first time buyers, the mortgage loan process can seem complex and confusing.
If you are in the market for a new home, or are looking to refinance your mortgage, there are an ever increasing number of lending options that exist for you as a homeowner.
Christmas is probably one of the easiest times of the year to use environmentally friendly decorating ideas, and given the more traditional decorating trends for the season and the ever increasing need for all of us to contribute to making the planet a greener place, it’s never been easier.
Hanukkah is a very special time of year on the Jewish calendar.
On December 31 of every year, the world celebrates New Year’s Eve.
Preparing Your Home For Holiday Guests
It’s wonderful having friends and family at your home to share the holidays, but it can also be a lot of work.
Whether it is Thanksgiving or Christmas, a small family gathering or a huge party, cooking the perfect turkey for the holidays is every chef’s goal.
A mother is someone who looks after you, takes care of you when you are sick and is always there to show you just how much she loves you.
Along with the Christmas festivities comes the desire to decorate your home with twinkling lights, wreaths, trees and even yard ornaments featuring the theme of the holidays.
The traditional Chinese New Year is becoming more and more a celebrated festival around the world, and it is a really great way to celebrate Chinese culture or just have fun with friends and family.
Decorating for the Fourth of July is really a great and easy way to show your patriotic pride, and with our nation’s colors of red, white, and blue going so well together, it also couldn’t be easier.
Fabulous Homemade Halloween Costumes
Halloween is the time of year when you can dress up as just about anything you want to be.
Every June, we celebrate our love for dad with Father’s Day and, although we don’t always know exactly what gift to give that could possibly express our gratitude, it is possible to get him something that he will love.
A Mother’s Day Menu Your Kids Can Prepare
Mother’s Day is the perfect time for your children to show their love and appreciation for everything Mom does by preparing her a simple but delicious meal she will really appreciate.
Memorial Day is usually spent watching the latest blockbuster film, but it is also a great time of year to get outside and celebrate the nice weather.
On October 31 of every year, children around the nation enjoy carving jack-o-lanterns, dressing up in their favorite costumes and going out trick-or-treating for candy and treats.
Easter is often left out when thinking of holiday decorating, but since it is also the beginning of the spring season it is a great time to freshen up your home and add some of the lively and vibrant colors of the season.
Halloween is a great time of year to let the creativity go wild, and when decorating for this fun and family-oriented holiday, it really wouldn’t be complete without a jack-o’-lantern or two! While carving pumpkins is the traditional way to create a jack-o’-lantern, if you have young children or kids who want to create jack-o’-lanterns without adult supervision, then it can be a dangerous and risky craft idea.
Safety Tips For Fourth Of July Fireworks
The Fourth of July is an exciting holiday filled with family and friends, backyard barbeques, and of course the main event—the fireworks.
With times being as tough as they are, finding the money to make a special Valentine’s Day for your sweetheart can be difficult.
Is A Real Christmas Tree Right For You?
There is nothing quite like the smell of fresh pine filling your home during the holiday season, and a real Christmas tree can do that better than any candle or air freshener.
Every year, children enjoy festivities that include the coloring of Easter eggs, annual egg hunts and other activities that have emerged through the years as a growing holiday tradition.
Planning The Perfect Easter Egg Hunt
Searching for hidden treasures and tasty sweets is the biggest part of Easter for young children.
If you are throwing a St.
Thanksgiving is an annual national holiday commemorating a harvest festival celebrated by the Pilgrim Fathers in 1621.